First , without improper inputs and without not knowing anything or life is not in investment phase and no spending budget on investment money as well no any body indicator of investment money then somebody says or approach you and displays you on leading or misleading information about plan-scheme or any saving instrument to take your investment decision -- this is - in first step should avoid or pray to god- lord that away from such hasty-nasty and disasterous investment decision. Nobody have rights to take your investment away from you. Your Investment is not on life game and should not play with your investment. Precautions of investment means if above things happens to you then keep away from such investment institutes or organisations. Own money - own investment is crucial delicate and life deciding matter. You yourself should handle your own investment with all proper invision and see all life phase means where spending is going to take place and where money spending may happens that should see and check all home dependency expenditure as well any emergency funds if happens, in short check all investment criteria and age phase of life. Precautions lies here only. Immediately making investment land up somewhere and precautions means your investment should serve you life time and whenever you want, your investment should give you money which should readily available in handy way. Also books says, whether compound interest with time of investment happens or not and whether different savings instruments aware or not and risk appetite and peace or piece of mind, investment is going to give or not as well plenty of body benefits and wisdom - intelligence, investment is giving or not these about all points checking means investment precautions only. First, need to understand self and home living members whether investment is required or not and what way it is going to serve us life time. In investment market there are several types of plans-schemes available with different savings instruments so whether to choose as per liking or not that is only upto you means no body should ever make compulsory to you and jargon investment thought, you should not come across. Just matter of simplicity, when money will be available or what are services open to serve investment schemes that need to be aware. Who are Going to give investment services post selling after and where are services offices and who will give required necessary services these are basic questions so come across with all precautions of investment and day by day, compounded rate of interest or rate of return, going down and period of investment you kept may be longer if you choose different savings instruments. You have to pay till tenre of investment period. And some investment types are quite risky where you may loose principal amount. So, quite take precautions of investment. Only see , your investment should serve you or money should get available in time. Don't be silly or foolish in investment. Don't play with own Investment and never give wrong advice to others. Should not be investment donkey and not to loose money. Never attract in false promises of getting more money in any scheme. Whichever is authorised and government under control that need to think. Ponzi schemes or fooling around plans and wrong way tedious way designs, such things should avoid.